The smarter way to run your credit repair business
Manage clients, generate AI-powered dispute letters, track multi-bureau results, and automate your entire workflow -- all in one platform.
One platform. Every tool.
Stop juggling spreadsheets, Google Docs, and email threads. TrueCreditIQ brings your whole operation under one roof.
AI Dispute Letters
Generate FCRA-compliant dispute letters in seconds using Claude AI. Unique per round, customized per bureau and account.
Client Management
Full CRM for your clients -- credit scores, disputes, documents, notes, and a white-label client portal with magic-link login.
Multi-Bureau Tracking
Track disputes across Equifax, Experian, and TransUnion in a single view. Score history charts with goal-line visualization.
Pre-Built Templates
Start with proven FCRA letter templates -- Initial Dispute, Follow Up, Debt Validation, Goodwill, and CFPB Complaint.
Automated Workflows
Auto-create follow-up tasks based on dispute status. Get escalation alerts when disputes stall past 30 or 45 days.
Team & Affiliates
Invite team members, assign agents to clients, and manage an affiliate network with referral tracking and Stripe payouts.
Your entire workflow, in four steps
TrueCreditIQ is built for credit repair professionals who want results -- not a second job learning software.
Set up your organization
Create your account, configure your firm profile, and customize your white-label client portal in under 10 minutes -- no technical expertise required.
Onboard your clients
Add clients, import their credit reports, and send a branded magic-link invitation to their secure portal. Your clients stay informed every step of the way.
Build and send dispute letters
Select negative items from the client's report, choose a bureau, and generate a fully personalized, FCRA-compliant dispute letter using AI or your own templates -- in seconds.
Track results and scale
Monitor dispute outcomes across all three bureaus from one dashboard. Automated escalation alerts ensure no deadline is missed and no opportunity is left on the table.
Plans that scale with you
1-month free trial on all plans. A credit card is required to start -- you will not be charged until your trial ends. Cancel anytime before then and you will never pay a cent.
Ideal for independent credit repair consultants building their practice.
- Up to 25 active clients
- Dispute tracking (all 3 bureaus)
- Pre-built FCRA letter templates
- White-label client portal
- Email notifications
- 1 user seat
The go-to plan for growing credit repair businesses ready to scale.
- Up to 100 active clients
- Everything in Solo
- AI dispute letter generation
- Automated follow-up workflows
- Up to 3 team seats
- Affiliate management
- Priority support
For high-volume agencies that need power, scale, and full control.
- Unlimited active clients
- Everything in Pro
- Up to 10 team seats
- Bulk dispute filing
- Advanced reporting
- Dedicated account support
Founding member pricing available for early subscribers -- lock in 50% off forever. Need more than 10 seats? Enterprise plans are coming soon.
Ready to grow your credit repair business?
Join credit repair professionals who are using TrueCreditIQ to close more clients, win more disputes, and work smarter.
Get started free1-month free trial. Credit card required. Cancel before trial ends to avoid being charged.